906 Steuben Rd, McHenry, IL 60051 Property Records

McHenry County property record for 906 Steuben Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 1,520 sqft · built 1930
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$204,500 (Jan 2021)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-05-105-010

Property Details

APN / Parcel Number

Primary APN15-05-105-010

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area1,520 sqft Living Area
Gross Area1,744 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,939 sqft (0.319 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address906 STEUBEN RD
CityMCHENRY
StateIL
Zip60051-8614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0001139 LTS 117 & 119 LILY LAKE PARK SUB
Legal Range09E
Legal Township44N
Legal Section05
Legal SubdivisionLILY LAKE PARK
Legal Block105
Legal Lot Number117,119 119
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1027
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address906 STEUBEN RD, MCHENRY, IL 60051-8614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Prior SaleJan 22, 1997 · Amount on Record
Deed Document Number2021R0001139
Record UpdatedJun 7, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 7, 2021
Property Address906 STEUBEN RD, MCHENRY, IL 60051-8614
Document Number0000001139
Instrument DateDec 15, 2020
Instrument2021R0001139
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$204.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 STEUBEN RD, MCHENRY, IL 60051-8614

Mortgage

Document Number0000001140
DateJan 7, 2021
Instrument2021R0001140
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

Mortgage

Document Number0000001141
DateJan 7, 2021
Instrument2021R0001141
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$66,116 Land $9,276 Building $56,840$198,348 Land $27,828 Building $170,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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