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906 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 906 Smith St, Algonac, MI 48001 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,524 sqft
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Tax Bill$1,334 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN74-01-105-0027-000

Property Details

APN / Parcel Number

Primary APN74-01-105-0027-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,524 sqft Living Area
1st Floor Area1,626 sqft

Exterior

Lot Area11,761 sqft (0.27 acres)
Lot Dimensions116 ft deep x 77.6 ft wide
Garage Area408 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address906 SMITH ST
CityALGONAC
StateMI
Zip48001-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 77.6' OF ELY 104.6' MEAS ON SWLY LINE LOT 1 OF LOTS 1 & 2 ALSO SWLY 22' OF LOT 3 LYING ELY OF WLY LINE ABV DESC BLK 18 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS SEC 10
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionVILLAGE OF ALGONAC
Legal Block18
Legal Lot Number1-3
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group2
Census Block2002
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-105-0027-000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address906 SMITH ST, ALGONAC, MI 48001-1217
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 05, 2004
Transfer Doc0000002676
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address906 SMITH ST, ALGONAC, MI 48001-1217
Document Number0052570139
Instrument DateOct 06, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyRESEARCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 COCHRANE RD BERLIN MI 480021700, BERLIN, MI 48002-1700
InvestorPossibly a Property Investor

Mortgage

Document Number0052570139
DateOct 16, 2020
Book Page005257/000139
Lender
NameMERIDIAN HM MTG
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,334.00 (-37.34%) Homeowner's exemption$105,900 (+21.03%)
2024$2,129.00 (+12.47%)$211,800 (+21.03%)
2023$87,500
2022$1,893.00$175,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1984–2021)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2021, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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