906 Smith Farm Rd, Stony Point, NC 28678 Property Records

Alexander County property record for 906 Smith Farm Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1980
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,263 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0610685 11019`

Property Details

APN / Parcel Number

Primary APN	`0610685 11019`
Alternative APNs	`9343882` `11019`

Interior

Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9343882
Street Address	906 SMITH FARM RD
City	STONY POINT
State	NC
Zip	28678-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3796 SUBMAP 29 BLOCK 1987 (PIN) SR 1637 H-10 0032
Legal Subdivision	MILLERS MAIN
Legal Block	1987
Jurisdiction	ALEXANDER NC
Township / Civil Division	MILLERS
Census Block Group	1
Census Block	1026
Census Tract	40500

Owner

906 Smith Farm Rd is owned and occupied by two individuals.

Source: Alexander County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Feb 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157

Mortgage

Document Number	0006420017
Date	Jul 20, 2021
Book Page	642/17

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157

Mortgage

Document Number	0006372094
Date	Apr 5, 2021
Book Page	637/2094

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Feb 11, 2021
Property Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157
Document Number	0006360250
Book / Page	636 / 250
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SMITH FARM RD, STONY POINT, NC 28678-9157

Tax Assessment & Valuation

The 2026 property tax bill for 906 Smith Farm Rd was $1,263, down 6.9% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,263.00 (-6.86%)	$185,779 (-) Land $18,691 Building $167,088
2025	$1,356.00	$185,779 Land $18,691 Building $167,088
2023	$1,597.00	$185,779 Land $18,691 Building $167,088	$185,779 Land $18,691 Building $167,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Smith Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Smith Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Farm Rd

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