906 Simpson Rd, Indian Trail, NC 28079 Property Records

Union County property record for 906 Simpson Rd, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,786 sqft · built 2018
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-228-003A`

Property Details

APN / Parcel Number

Primary APN	`08-228-003A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	2,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	104,980 sqft (2.41 acres)
Garage Type	Attached
Garage Area	724 sqft
Porch	Slab
Porch Area	647 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 SIMPSON RD
City	INDIAN TRAIL
State	NC
Zip	28079-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	2.410A OPCO095
Legal Subdivision	CREATIVE CAROLINA LANDSCAPE PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2007
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 SIMPSON RD, INDIAN TRAIL, NC 28079-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Dec 21, 2018	Deed of Trust, Mortgage MVB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	906 SIMPSON RD, INDIAN TRAIL, NC 28079-7780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7615575
Date	Mar 23, 2020
Book Page	7615/575
Instrument	9551

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	906 SIMPSON RD, INDIAN TRAIL, NC 28079-7780
Document Number	729082
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	906 SIMPSON RD INDIAN TRAIL NC 28079, INDIAN TRAIL, NC 28079

Mortgage

Document Number	729082
Date	Dec 27, 2018
Book Page	007290/000082
Instrument	35341

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,700 (-) Land $151,600 Building $514,100	$665,700 (-) Land $151,600 Building $514,100
2025	$3,399.00 (+8.84%)	$665,700 (+40.3%) Land $151,600 Building $514,100	$665,700 (+40.3%) Land $151,600 Building $514,100
2023	$3,123.00	$474,500 Land $58,900 Building $415,600	$474,500 Land $58,900 Building $415,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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