906 S Oak St, Champaign, IL 61820 Property Records

Champaign County property record for 906 S Oak St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.188 acres (8,196 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Feb 2017)
Tax Bill	$29,105 (2024)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-281-005`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-281-005`

Interior

Units	18 Units

Exterior

Architectural Style	Multi-Family
Lot Area	8,196 sqft (0.188 acres)

Location & Zoning

Street Address	906 S OAK ST
City	CHAMPAIGN
State	IL
Zip	61820-5972
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 12 BLOCK 25 SCOTTS, JAMES R., HEIRS SUB OF BLKS. 16, 24, 25, 26, 27, AND PT. BLK 17, CLARK, GARDINER, AND SHERFYS ADD
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	SCOTTS, JAMES R., HEIRS SUB
Legal Block	25,16
Legal Lot Number	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1004
Census Tract	402

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 S NEIL ST, CHAMPAIGN, IL 61820-5220
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Grant Deed, Mortgage · Line of Credit BANKCHAMPAIGN
Feb 15, 2017	Warranty Deed, Transfer BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	20172687
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 18, 2019
Property Address	906 S OAK ST, CHAMPAIGN, IL 61820-5972
Instrument Date	Dec 17, 2019
Instrument	21299
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000021299
Date	Dec 18, 2019
Instrument	21299

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	2101 S NEIL ST, CHAMPAIGN, IL 61820-7503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2024

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 15, 2017
Property Address	906 S OAK ST, CHAMPAIGN, IL 61820-5972
Document Number	0000002687
Instrument Date	Jan 20, 2017
Instrument	2687
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	2688
Date	Feb 15, 2017
Instrument	2688

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	2101 S NEIL ST, CHAMPAIGN, IL 61820-7503

Agreement

Amount	Amount Recorded

Interest

Rate	4.35%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,040 (+38.02%) Land $133,740 Building $253,300	$1,161,120 (+38.02%) Land $401,220 Building $759,900
2024	$29,105.00 (+12.87%)
2022	$25,786.00	$280,420 Land $100,150 Building $180,270	$841,260 Land $300,450 Building $540,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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