906 S Locust St, #908, Champaign, IL 61820 Property Records

Champaign County property record for 906 S Locust St, #908, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.208 acres (9,050 sqft)
OwnerCompany Name on File
Tax Bill$27,901 (2025)
Deeds & MortgagesMar 2022 Sale
Feb 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN43-20-13-282-005

Property Details

APN / Parcel Number

Primary APN43-20-13-282-005

Interior

Units18 Units

Exterior

Architectural StyleMulti-Family
Lot Area9,050 sqft (0.208 acres)

Location & Zoning

Street Address906 S LOCUST ST, 908
CityCHAMPAIGN
StateIL
Zip61820-5944
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 12 BLOCK 24 SCOTTS, JAMES R., HEIRS SUB OF BLKS. 16, 24, 25, 26, 27, AND PT. BLK 17, CLARK, GARDINER, AND SHERFYS ADD
Legal Range08E
Legal Township19N
Legal Section13
Legal SubdivisionSCOTTS, JAMES R., HEIRS SUB
Legal Block24,16
Legal Lot Number12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1005
Census Tract402

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2101 S NEIL ST, CHAMPAIGN, IL 61820-7503
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TTL AGCY LAND TR CO
Feb 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND BANK & TRUST CO
Feb 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND BANK & TRUST CO
Jan 9, 2020Deed of Trust, Mortgage · Line of Credit
BANKCHAMPAIGN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateMar 17, 2022
Property Address906 S LOCUST ST, CHAMPAIGN, IL 61820-5944
Document Number0000004911
Map ReferenceMB C PG 200
Instrument DateFeb 11, 2022
Instrument2022R04911
Transaction TypeTransfer
Record UpdatedMar 29, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TTL AGCY LAND TR CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 S NEIL ST, CHAMPAIGN, IL 61820-7503

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address906 S LOCUST ST, CHAMPAIGN, IL 61820-5944
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002817
DateFeb 17, 2017
Instrument2017R02817
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address906 S LOCUST ST, CHAMPAIGN, IL 61820-5944
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002816
DateFeb 17, 2017
Instrument2017R02816
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address906 S LOCUST ST, CHAMPAIGN, IL 61820-5944
Document Number0000000884
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyCHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE & TRUST CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Mortgage

Document Number0000000884
DateJan 17, 2020
Instrument884
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61824-1490
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,901.00 (+15.44%)$332,020 (+42.58%) Land $147,970 Building $184,050$996,060 (+42.58%) Land $443,910 Building $552,150
2024$24,169.00 (+12.87%)
2022$21,413.00$232,860 Land $110,800 Building $122,060$698,580 Land $332,400 Building $366,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Gargoyle Technologies.

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