Daviess County property record for 906 S Clay St, Gallatin, MO 64640
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,241 sqft · built 1915 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $590 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.2-20-3-09-06 |
| Primary APN | 15-4.2-20-3-09-06 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,241 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 906 S CLAY ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE E2 SW4 DESC AS FOLLOWS: BEG 1619.31 FEET N AND 639.37 FEET E TO THE SW COR THEREOF RUNNING THENCE S 285 FEET |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 470200 |
906 S Clay St is owned by two individuals who acquired it in September 1995.
Source: Daviess County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 139 BLUE GILL DR, GALLATIN, MO 64640-8356 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 1995 |
| Deed Sale | Sep 19, 1995 |
| Deed Document Number | 0000027022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Property Address | 906 S CLAY ST, GALLATIN, MO 64640-1441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0284/0056 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 0284/0056 |
| Instrument | 20171357 |
| Name | FARMERS BANK OF NORTHERN MISSOURI |
|---|---|
| Type | Seller |
| Address | GALLATIN, MO 64640 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 906 S Clay St was $590.
Source: Daviess County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $590.00 | $8,296 Land $1,013 Building $7,283 | $43,660 Land $5,330 Building $38,330 |
| 2023 | $530.00 | $7,222 Land $1,007 Building $6,215 | $38,010 Land $5,300 Building $32,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 S Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 906 S Clay St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN PWS serves 1,821 people · EPA ID MO1010299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-States Services Fiber | 2,000 / 2,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: AT&T.
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