Effingham County property record for 906 S 5th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,404 sqft · built 1926 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,151 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-049-067 |
| Primary APN | 03-16-049-067 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,404 sqft Base Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 171 sqft |
| Street Address | 906 S 5TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 & 7 N 1/2 BLK 7 BLISS PARK ADD 733/258 |
| Legal Subdivision | BLISS PARK ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 6-7 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 950800 |
906 S 5th St is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 S 5TH ST, EFFINGHAM, IL 62401-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 906 S 5th St was $5,151 with exemptions applied.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,151.00 | $102,300 Land $26,200 Building $76,100 | $306,900 Land $78,600 Building $228,300 |
| 2022 | $4,388.00 Homeowner's exemption | $77,560 Land $19,860 Building $57,700 | $232,680 Land $59,580 Building $173,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 S 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 906 S 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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