St. Charles County property record for 906 S 4th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 1890 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $129,500 (Apr 2021) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Apr 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006770A000 |
| Primary APN | 006770A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006770A000 |
|---|---|
| Street Address | 906 S 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 81 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 81 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 310502 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Apr 27, 2021 | Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| May 9, 2017 | Deed of Trust, Mortgage · Line of Credit CNB BK&TR NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Jul 15, 2016 · Amount on Record |
| Deed Document Number | 202136980 |
| Prior Transfer Date | Apr 26, 2021 |
| Prior Transfer Doc | 0000036979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1730 BOPP RD, DES PERES, MO 63131-3946 |
| Document Number | 0000020389 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022R-020389 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2021 |
| Property Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Document Number | 2021R036980 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021R-036980 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 IRONWOOD DR, 520, O FALLON, MO 63368-6334 |
| Name | Verified Name |
|---|---|
| Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Document Number | 2021R036981 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021R-036981 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068162272 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 6816/2272 |
| Instrument | 20171002000619740 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 906 S 4TH ST, SAINT CHARLES, MO 63301-2404 |
| Document Number | 0067540030 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 S 4TH ST ST CHARLES MO 633012404, ST CHARLES, MO 63301-2404 |
| Document Number | 0067540030 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 006754/000030 |
| Instrument | 340790 |
| Name | CNB BK&TR NA |
|---|---|
| Type | Bank |
| Address | JERSEYVILLE, IL 62052 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,910 (-) | $237,220 (-) Land $50,000 Building $187,220 | |
| 2025 | $5,146.00 (+2.9%) | $75,910 (+77.16%) | $237,220 (+5.19%) Land $50,000 Building $187,220 |
| 2024 | $5,001.00 | ||
| 2023 | $42,849 | ||
| 2022 | $225,519 Land $37,500 Building $188,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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