906 Riverside Cir, Celina, TN 38551 Property Records

Clay County property record for 906 Riverside Cir, Celina, TN 38551

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,515 sqft · built 1974
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Company Names on Record
Last Sale	$416,000 (Aug 2026)
Tax Bill	$1,043 (2022)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014042N A 03000`

Property Details

APN / Parcel Number

Primary APN	`014042N A 03000`
Alternative APN	`042N A 03000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	906 RIVERSIDE CIR
City	CELINA
State	TN
Zip	38551-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: E02
Legal Subdivision	RIVERSIDE
Legal Lot Number	26
Jurisdiction	CLAY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	955000

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	402 KOKO ISLE CIR, 1801, HONOLULU, HI 96825-1819
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	20261242
Deed Book / Page	132 / 546
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Recording Date	Aug 24, 2026
Property Address	906 RIVERSIDE CIR, CELINA, TN 38551-4219
Document Number	0000001243
Book / Page	192 / 476
Instrument Date	Aug 6, 2026
Instrument	20261243
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	402 KOKO ISLE CIR, 1801, HONOLULU, HI 96825-1819

Mortgage

Document Number	0000001243,
Date	Aug 24, 2026
Book Page	192/476
Instrument	20261243

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Aug 24, 2026
Property Address	906 RIVERSIDE CIR, CELINA, TN 38551-4219
Document Number	0000001242
Book / Page	132 / 546
Instrument Date	Aug 4, 2026
Instrument	20261242
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	SECURITY TITLE AND ESCROW, SECURITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155,459.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	402 KOKO ISLE CIR, 1801, HONOLULU, HI 96825-1819

Mortgage

Document Number	0000001243,
Date	Aug 24, 2026
Instrument	20261243

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Nov 14, 2019
Property Address	906 RIVERSIDE CIR, CELINA, TN 38551-4219
Document Number	0WD113/277
Book / Page	WD113 / 277
Map Reference	MB 1 PG 6
Instrument Date	Nov 8, 2019
Instrument	19001393
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LEGION DR, OLD HICKORY, TN 37138-2214

Mortgage

Document Number	0019001394
Date	Nov 14, 2019
Instrument	19001394

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Municipality	Celina City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,100 (-) Land $7,500 Building $32,600
2023		$40,100 (-) Land $7,500 Building $32,600
2022	$1,043.00	$40,100 Land $7,500 Building $32,600	$160,400 Land $30,000 Building $130,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures