906 Richter Rd, Cairo, GA 39827 Property Records

Grady County property record for 906 Richter Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1996
Lot Size	1.56 acres (67,954 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (Dec 2021)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00650-095-000`

Property Details

APN / Parcel Number

Primary APN	`00650-095-000`
Alternative APNs	`00650095` `4952`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4952
Street Address	906 RICHTER RD
City	CAIRO
State	GA
Zip	39827-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 297 LD 17
Legal Subdivision	NELL B HOUSTON
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1023
Census Tract	950401

Owner

Source: Grady County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 RICHTER RD, CAIRO, GA 39827-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Dec 3, 2021	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE
Jun 26, 2018	Warranty Deed, Transfer UNITED NATIONAL BANK
Feb 6, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20211114
Deed Book / Page	899 / 631
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Recording Date	Apr 7, 2026
Property Address	906 RICHTER RD, CAIRO, GA 39827-5614
Document Number	0000000976/0000000281
Book / Page	976 / 281
Instrument Date	Apr 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 RICHTER RD, CAIRO, GA 39827-5614
Investor	Possibly a Property Investor

Mortgage

Document Number	0976000281,
Date	Apr 7, 2026
Book Page	976/281

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Dec 3, 2021
Property Address	906 RICHTER RD, CAIRO, GA 39827-5614
Document Number	000899/631
Book / Page	899 / 631
Instrument Date	Dec 3, 2021
Instrument	2021-001114
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 RICHTER RD, CAIRO, GA 39827-5614

Mortgage

Document Number	0000000899/0000000633
Date	Dec 3, 2021
Book Page	0000000899/0000000633

Lender

Name	HAMILTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jun 26, 2018
Property Address	906 RICHTER RD, CAIRO, GA 39827-5614
Document Number	000834/351
Book / Page	834 / 351
Instrument Date	Jun 26, 2018
Instrument	2018-000532
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WAKEFIELD TRL, ATHENS, GA 30605

Mortgage

Document Number	000834/353
Date	Jun 26, 2018
Book Page	834/353

Lender

Name	UNITED NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2021

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	GRADY GA
Recording Date	Feb 6, 2018
Property Address	906 RICHTER RD, CAIRO, GA 39827-5614
Document Number	000831/267
Book / Page	831 / 267
Instrument Date	Feb 6, 2018
Instrument	2018-000323
Transaction Type	Foreclosure
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (-23.41%) Homeowner's exemption	$70,175 (+23.85%) Land $4,775 Building $65,400	$175,437 (+23.85%) Land $11,938 Building $163,499
2024	$1,743.00 (+56.32%)	$56,662 (+56.43%) Land $4,775 Building $51,887	$141,656 (+56.43%) Land $11,938 Building $129,718
2023	$1,115.00 (+12.17%)	$36,223 (-) Land $2,970 Building $33,253	$90,557 (-) Land $7,424 Building $83,133
2022	$994.00	$36,223 Land $2,970 Building $33,253	$90,557 Land $7,424 Building $83,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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