906 Paddock Ct, Richmond, KY 40475 Property Records

Madison County property record for 906 Paddock Ct, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual on Record
Last Sale	$320,000 (Aug 2025)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0055-0013-0004`

Property Details

APN / Parcel Number

Primary APN	`0055-0013-0004`
Alternative APNs	`100159` `137387` `67353`

Location & Zoning

Account Number	67353
Street Address	906 PADDOCK CT
City	RICHMOND
State	KY
Zip	40475-1899
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	THE PADDOCK (UNIT 906)
Legal Unit	906
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1007
Census Tract	10601

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	906 PADDOCK CT, RICHMOND, KY 40475-1899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	2014277265
Deed Book / Page	D871 / 384
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 8, 2022
Property Address	906 PADDOCK CT, RICHMOND, KY 40475-1899
Document Number	00D819/627
Book / Page	D819 / 627
Map Reference	MB 28 PG 221
Instrument Date	Feb 28, 2022
Instrument	2014080492
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 PADDOCK CT, RICHMOND, KY 40475-1899

Mortgage

Document Number	2014080493
Date	Mar 8, 2022
Instrument	2014080493

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	9%
Index	5-Year CMT
Margin	4
Max Rate	10%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (-2.78%) Additional exemption filed	$293,500 (-)	$293,500 (-)
2023	$2,846.00 (+4.48%)	$293,500 (+4.82%)	$293,500 (+4.82%)
2022	$2,724.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20