906 Ohio St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 906 Ohio St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,175 sqft · built 1961
Lot Size0.234 acres (10,200 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Apr 2005)
Tax Bill$3,720 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-36-181-007

Property Details

APN / Parcel Number

Primary APN8913-36-181-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft
Basement Area1,175 sqft
Finished Basement594 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,200 sqft (0.234 acres)
Lot Dimensions75 ft deep x 136 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area35 sqft
Patio Area35 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address906 OHIO ST
CityWATERLOO
StateIA
Zip50702-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOURTH ADD TO RUSSELL HEIGHTS LOT 24
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionFOURTH ADD TO RUSSELL HEIGHTS
Legal Lot Number24
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2016
Census Tract1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address906 OHIO ST, WATERLOO, IA 50702-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2005 · Amount on Record
Deed SaleApr 18, 2005 · Amount on Record
Deed Document Number200524049
Prior Transfer DateApr 15, 2005
Prior Transfer Doc2005024049
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address906 OHIO ST, WATERLOO, IA 50702-2507
Transaction TypeMortgage
Record UpdatedMar 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 OHIO ST, WATERLOO, IA 50702-2507

Mortgage

Document Number202400010572
DateFeb 29, 2024
Instrument202400010572
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueMar 10, 2029

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00 (+3.33%) Homeowner's exemption$193,130 (+9.61%) Land $27,800 Building $165,330$193,130 (+9.61%) Land $27,800 Building $165,330
2024$3,600.00 (+19.28%)
2023$176,200 (+28.25%) Land $27,800 Building $148,400$176,200 (+28.25%) Land $27,800 Building $148,400
2022$3,018.00$137,390 Land $27,800 Building $109,590
2021$137,390 Land $27,800 Building $109,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Waterloo Fiber.

Nearby Properties on Ohio St

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