906 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 906 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1966
Lot Size	0.206 acres (8,982 sqft)
Owner	Individual Name on File
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-530-01-43`

Property Details

APN / Parcel Number

Primary APN	`16-530-01-43`
Alternative APNs	`16-530-01-43-00-0-00-000` `16530014300000001` `738326`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	962 sqft
Basement Area	962 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,982 sqft (0.206 acres)
Lot Dimensions	119 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	738326
Street Address	906 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 733
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	2
Legal Lot Number	733
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	11406

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY
Jun 8, 2026	Warranty Deed, Transfer TALLGRASS TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2026
Deed Sale	Jun 8, 2026
Prior Sale	Oct 28, 1997 · Amount on Record
Deed Document Number	202642337
Prior Transfer Date	Mar 15, 1996
Prior Transfer Doc	0000000837
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107

Mortgage

Document Number	00E0049486
Date	Jul 13, 2023
Instrument	2023E0049486

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107

Mortgage

Document Number	00E0021164
Date	Apr 17, 2024
Instrument	2024E0021164

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jun 24, 2026
Property Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107
Document Number	0000046450
Instrument Date	May 29, 2026
Instrument	202646450
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE, ALLIANCE NATIONAL TITLE AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046450,
Date	Jun 24, 2026
Instrument	202646450

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 8, 2026
Property Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107
Document Number	00E0042337
Instrument Date	May 29, 2026
Instrument	202642337
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TALLGRASS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N PONCA DR, INDEPENDENCE, MO 64056-2107

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (-12.98%)	$26,885 (-15.29%) Land $4,604 Building $22,281	$141,500 (-15.29%)
2024	$2,520.00 (+0.48%)
2023	$2,508.00	$31,738 Land $2,164 Building $29,574	$167,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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