906 N Calhoun St, Lapeer, MI 48446 Property Records

Lapeer County property record for 906 N Calhoun St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 1892
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2020)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jun 2018 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-43-400-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-43-400-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,840 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	976 sqft
Flooring	Carpet

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	95 ft deep x 68 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 N CALHOUN ST
City	LAPEER
State	MI
Zip	48446-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4 LOT 6, BLK 11; ALSO N 40 FT VAC HURON ST ADJ THERETO
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	11
Legal Lot Number	6
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2012
Census Tract	337500

Owner

906 N Calhoun St is owned and occupied by an individual who bought it in April 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	906 N CALHOUN ST, LAPEER, MI 48446-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK
Apr 15, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Apr 15, 2020 · Amount on File
Deed Book / Page	3092 / 744
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	906 N CALHOUN ST, LAPEER, MI 48446-2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029670606
Date	Jun 22, 2018
Book Page	2967/606

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 15, 2020
Property Address	906 N CALHOUN ST, LAPEER, MI 48446-2018
Document Number	0030920744
Book / Page	3092 / 744
Map Reference	LB D PG 1
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 555, LAPEER, MI 48446-0555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 KIAM ROAD, LAPEER, MI 48446-9042

Mortgage

Document Number	3092746
Date	Apr 15, 2020
Instrument	3092/746

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 906 N Calhoun St was $2,615 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,800 (+8.39%)	$237,600 (+8.39%)
2025	$2,615.00 Homeowner's exemption	$109,600	$219,200
2023		$92,300	$184,600
2022	$2,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 N Calhoun St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 906 N Calhoun St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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