906 N 4th St, Berthoud, CO 80513 Property Records

Larimer County property record for 906 N 4th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1905
Lot Size	0.113 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2018)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94144-15-039`

Property Details

APN / Parcel Number

Primary APN	`94144-15-039`
Alternative APN	`R0480649`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0480649
Street Address	906 N 4TH ST
City	BERTHOUD
State	CO
Zip	80513-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 & S 10 FT OF LOT 39, E CAPITOL HILL, BER
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	EAST CAPITOL HILL
Legal Lot Number	40,39
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1001
Census Tract	2700

Owner

Source: Larimer County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 N 4TH ST, BERTHOUD, CO 80513-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 6, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	201833868
Prior Transfer Date	Mar 27, 1998
Prior Transfer Doc	0000025823
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Oct 7, 2026
Property Address	906 N 4TH ST, BERTHOUD, CO 80513-1142
Document Number	0000050295
Instrument Date	Sep 29, 2026
Instrument	202650295
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 4TH ST, BERTHOUD, CO 80513-1142

Mortgage

Document Number	0000050295,
Date	Oct 7, 2026
Instrument	202650295

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	9.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	906 N 4TH ST, BERTHOUD, CO 80513-1142
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057081
Date	Jun 11, 2021
Instrument	20210057081

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 6, 2018
Property Address	906 N 4TH ST, BERTHOUD, CO 80513-1142
Document Number	0000033868
Instrument Date	May 24, 2018
Instrument	20180033868
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CO 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 4TH ST, BERTHOUD, CO 80513-1142

Mortgage

Document Number	0000033869
Date	Jun 6, 2018
Instrument	20180033869

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+18.47%)	$24,288 (-6.79%) Land $2,625 Building $21,663	$388,600 (-0.08%) Land $42,000 Building $346,600
2023	$2,074.00 (+0.48%)	$26,056 (+21.02%) Land $2,814 Building $23,242	$388,900 (+25.53%) Land $42,000 Building $346,900
2022	$2,064.00	$21,531 Land $2,919 Building $18,612	$309,800 Land $42,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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