906 N 20th Ave, Ozark, MO 65721 Property Records

Christian County property record for 906 N 20th Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,439 sqft · built 2004
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$374,100 (Aug 2021)
Tax Bill	$2,646 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.6-24-2-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-0.6-24-2-7-3`
Alternative APN	`11-0.6-24-002-007-003.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,439 sqft Living Area
1st Floor Area	2,439 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	120 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	906 N 20TH AVE
City	OZARK
State	MO
Zip	65721-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 BARRINGTON SPRINGS
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	BARRINGTON SPRINGS
Legal Lot Number	51
Jurisdiction	CHRISTIAN MO
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1019
Census Tract	20302

Owner

906 N 20th Ave is owned and occupied by two individuals who bought it in August 2021.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 N 20TH AVE, OZARK, MO 65721-6732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit ENCORE BANK NA
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Jun 8, 2020	Deed of Trust, Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	202115463
Deed Book / Page	2021 / 15325
Prior Transfer Date	May 4, 2005
Prior Transfer Doc	0039000288
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	906 N 20TH AVE, OZARK, MO 65721-6732
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	LEGACY LAND TITLE, LEGAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 20TH AVE, OZARK, MO 65721-6732

Mortgage

Document Number	0202203538
Date	Mar 10, 2022
Book Page	2022/3538
Instrument	2022L03571

Lender

Name	ENCORE BANK NA
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 20, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 23, 2021
Property Address	906 N 20TH AVE, OZARK, MO 65721-6732
Document Number	0202115325
Book / Page	2021 / 15325
Instrument Date	Aug 20, 2021
Instrument	2021L15463
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	LEGACY LAND TITLE, LEGAL LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 20TH AVE, OZARK, MO 65721-6732

Mortgage

Document Number	2021L15464
Date	Aug 23, 2021
Instrument	2021L15464

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	906 N 20TH AVE, OZARK, MO 65721-6732
Document Number	0202008725
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	906 N 20TH AVE OZARK MO 657216732, OZARK, MO 65721-6732

Mortgage

Document Number	0202008725
Date	Jun 15, 2020
Book Page	002020/008725
Instrument	8805

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,950	$236,600 Land $40,000 Building $196,600
2024	$2,646.00
2023		$42,280	$222,500 Land $40,000 Building $182,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 906 N 20th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 N 20th Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 71% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: White River Connect.

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