906 Mill Ridge Rd, Providence, NC 27315 Property Records

Caswell County property record for 906 Mill Ridge Rd, Providence, NC 27315

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,531 sqft · built 2023
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on File
Last Sale	$836,000 (Jun 2024)
Tax Bill	$3,321 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1418666`

Property Details

APN / Parcel Number

Primary APN	`1418666`
Alternative APNs	`0033.00.00.0144.0000` `1039404` `1419758`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	4,951 sqft
1st Floor Area	2,531 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	696,960 sqft (16 acres)
Garage Type	Finished
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Slab
Porch Area	1,766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1419758
Street Address	906 MILL RIDGE RD
City	PROVIDENCE
State	NC
Zip	27315-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-11 16.0000 AC PL-12/991
Legal Subdivision	MILL CREEK ESTATES
Legal Tract	11
Legal Lot Number	11
Jurisdiction	CASWELL NC
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1036
Census Tract	930300

Owner

906 Mill Ridge Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Caswell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 MILL RIDGE RD, PROVIDENCE, NC 27315-9152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 10, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Jun 16, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Mar 8, 2023	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Mar 8, 2023 · Amount on File
Deed Document Number	2024357776
Deed Book / Page	658 / 1460
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Property Address	906 MILL RIDGE RD, PROVIDENCE, NC 27315-9152
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 MILL RIDGE RD, PROVIDENCE, NC 27315-9152

Mortgage

Document Number	000675/995
Date	Feb 23, 2026
Book Page	675/995
Instrument	363011

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	Jun 10, 2024
Property Address	906 MILL RIDGE RD, PROVIDENCE, NC 27315-9152
Document Number	00658/1460
Book / Page	658 / 1460
Map Reference	CAB 12 PG 991
Instrument Date	Jun 10, 2024
Instrument	357776
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 JAY LN, GRAHAM, NC 27253-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	906 MILL RIDGE RD, PROVIDENCE, NC 27315-9152

Mortgage

Document Number	0000357777
Date	Jun 10, 2024
Instrument	357777

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Property Address	4 MILL RIDGE RD, PROVIDENCE, NC 27315-9704
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 S CHURCH ST, BURLINGTON, NC 27215-5154
Investor	Possibly a Property Investor

Mortgage

Document Number	000650/876
Date	Jun 16, 2023
Book Page	650/876
Instrument	355061

Lender

Name	UNITED BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	15 Months
Due	Sep 20, 2024

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	Mar 8, 2023
Property Address	4 MILL RIDGE RD, PROVIDENCE, NC 27315-9704
Document Number	000648/319
Book / Page	648 / 319
Map Reference	CAB 12 PG 991
Instrument Date	Feb 14, 2023
Instrument	354263
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5503 PENNA LN, BROWNS SUMMIT, NC 27214-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 S CHURCH ST, BURLINGTON, NC 27215-5154
Investor	Possibly a Property Investor

Mortgage

Document Number	0000354264
Date	Mar 8, 2023
Instrument	354264

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 906 Mill Ridge Rd was $3,321 with a veteran's exemption, up 0.5% from the year before.

Source: Caswell County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caswell County
Unified School District	Caswell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,321.00 (+0.51%)	$525,962 (-) Land $49,075 Building $476,887	$525,962 (-) Land $49,075 Building $476,887
2025	$3,304.00 (+119.24%) Veteran's exemption	$525,962 (+115.68%) Land $49,075 Building $476,887	$525,962 Land $49,075 Building $476,887
2024	$1,507.00 (+349.85%)	$243,863 (+461.57%) Land $77,200 Building $166,663
2023	$335.00	$43,425 Land $43,425	$243,863 Land $77,200 Building $166,663

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 906 Mill Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Mill Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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