906 Locust St, Reading, PA 19604 Property Records

Berks County property record for 906 Locust St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,305 sqft · built 1910
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (May 2023)
Tax Bill$1,168 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN5317-46-15-3311

Property Details

APN / Parcel Number

Primary APN5317-46-15-3311
Alternative APNs
  • 13-5317-46-15-3311
  • 465500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,305 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address906 LOCUST ST
CityREADING
StatePA
Zip19604-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2007
Census Tract700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address906 LOCUST ST, READING, PA 19604-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Sep 7, 2022Deed, Transfer
SIGNATURE ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleSep 7, 2022 · Amount on Record
Deed Document Number202312962
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMay 8, 2023
Property Address906 LOCUST ST, READING, PA 19604-2327
Document Number0000012962
Instrument DateMay 5, 2023
Instrument2023012962
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyPOWER SETTLEMENT GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address906 LOCUST ST, READING, PA 19604-2327

Mortgage

Document Number0000012963
DateMay 8, 2023
Instrument2023012963
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 7, 2022
Property Address906 LOCUST ST, READING, PA 19604-2327
Document Number0000035882
Instrument DateAug 26, 2022
Instrument2022035882
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount Recorded
Tax$830.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 LOCUST ST, READING, PA 19604-2327

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,168.00 (+6.57%)$41,400 (-) Land $16,300 Building $25,100$16,300 (-60.63%) Land $16,300
2024$1,096.00$41,400 Land $16,300 Building $25,100
1994$41,400 Land $16,300 Building $25,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Locust St

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