Etowah County property record for 906 Lay St, Gadsden, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 925 sqft · built 1930 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $196 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01-11-2-000-232.000 |
| Primary APN | 15-01-11-2-000-232.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 106118 |
|---|---|
| Street Address | 906 LAY ST |
| City | GADSDEN |
| State | AL |
| Zip | 35903-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR - 1991 WILL LOT 31 BLK 31 GARDEN CITY SUB NO 1 C-409 11-12S-6E 557-273, 84 WILL, 1416-873 91 WILL, 1714-114, 1794-263 1805-235, REF 1821-209, D-98-4090 D-2001-1330 & 2011 |
| Legal Subdivision | GARDEN CITY SUB #1 |
| Legal Block | 31 |
| Legal Lot Number | 31 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1300 |
906 Lay St, a single family home, is owned by an individual.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 141, FYFFE, AL 35971-0141 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 906 Lay St was $196, up 7.1% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196.00 (+7.1%) | ||
| 2025 | $183.00 | $3,740 Land $600 Building $3,140 | $18,700 Land $3,000 Building $15,700 |
| 2023 | $183.00 | $3,740 (-) Land $600 Building $3,140 | $18,700 (-) Land $3,000 Building $15,700 |
| 2022 | $183.00 | $3,740 Land $600 Building $3,140 | $18,700 Land $3,000 Building $15,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 Lay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2004) |
| Most Recent Claim | Dec 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 906 Lay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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