906 Lake Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 906 Lake Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,808 sqft · built 1982
Lot Size	2.1 acres (91,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,000 (Jun 1981)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-749-03182800`

Property Details

APN / Parcel Number

Primary APN	`03-749-03182800`
Alternative APNs	`374903182800` `74903182800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	91,599 sqft
Porch	Open Porch
Porch Area	160 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	74903182800
Street Address	906 LAKE DR
City	ARNOLD
State	MD
Zip	21012-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 196 SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	1
Legal Lot Number	196
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 LAKE DR, ARNOLD, MD 21012-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1981 · Amount on Record
Deed Sale	Jun 25, 1981 · Amount on Record
Deed Book / Page	3420 / 19
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	906 LAKE DR, ARNOLD, MD 21012-1714
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 LAKE DR, ARNOLD, MD 21012-1714

Mortgage

Document Number	0397680125
Date	Jul 3, 2023
Book Page	39768/125

Lender

Name	FULTON BANK NA
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	906 LAKE DR, ARNOLD, MD 21012-1714
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382770001
Date	Jan 26, 2022
Book Page	38277/1

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	906 LAKE DR, ARNOLD, MD 21012-1714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344480388
Date	Apr 16, 2020
Book Page	34448/388

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	CATONSVILLE, MD 21228

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,600 (+13.95%)	$617,200 (+20.92%) Land $265,900 Building $351,300
2025	$3,949.00 (+22.41%)
2023	$3,226.00 Homeowner's exemption	$510,400 Land $265,900 Building $244,500	$510,400 Land $265,900 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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