906 Judd St, Bedford, VA 24523 Property Records

Bedford County property record for 906 Judd St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,412 sqft
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2022)
Tax Bill	$281 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`195 5 4 9-T`

Property Details

APN / Parcel Number

Primary APN	`195 5 4 9-T`
Alternative APN	`80501960`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asbestos
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 JUDD ST
City	BEDFORD
State	VA
Zip	24523-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUDD ST LOT 9 BLK 4
Legal Subdivision	JUDD ST
Legal Block	4
Legal Lot Number	9
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	50102

Owner

Source: Bedford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 JUDD ST, BEDFORD, VA 24523-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 2, 2021	Trustee's Deed, Foreclosure · Commercial Mortgage STRATEGIC FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20224435
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 18, 2022
Property Address	906 JUDD ST, BEDFORD, VA 24523-2124
Document Number	0220004435
Instrument Date	Apr 12, 2022
Instrument	220004435
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 JUDD ST, BEDFORD, VA 24523-2124

Mortgage

Document Number	0220004436
Date	Apr 18, 2022
Instrument	220004436

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

December 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 2, 2021
Property Address	906 JUDD ST, BEDFORD, VA 24523-2124
Document Number	0210017013
Instrument Date	Nov 30, 2021
Instrument	210017013
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210017014
Date	Dec 2, 2021
Instrument	210017014

Lender

Name	STRATEGIC FUNDING LP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00	$68,700 (+1%) Land $20,000 Building $48,700
2023	$281.00 Additional exemption filed	$34,350	$68,700 Land $20,000 Building $48,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, ZiTEL.

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