906 Joseph Dr, Chipley, FL 32428 Property Records

Washington County property record for 906 Joseph Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,439 sqft · built 1985
Lot Size	0.635 acres (27,704 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Jan 2020)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000022620023`

Property Details

APN / Parcel Number

Primary APN	`000022620023`
Alternative APN	`22620023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,439 sqft Heated Area
Gross Area	2,711 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,704 sqft (0.635 acres)
Lot Dimensions	140 ft deep x 198 ft wide
Garage Type	Finished
Garage Area	896 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000022620023
Street Address	906 JOSEPH DR
City	CHIPLEY
State	FL
Zip	32428-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 4 13 ORB 1167 P 900 S 140' OF LOT 1 BLK C RIDGEWAY COUNTRY ESTATES
Legal Range	13W
Legal Township	04N
Legal Section	11
Legal Subdivision	BLK C RIDGEWAY COUNTRY ESTATE
Legal Block	C
Legal Lot Number	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1014
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 27, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Apr 5, 2019	Grant Deed, Transfer OTHER
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Sep 23, 2011 · Amount on Record
Deed Document Number	202067000691
Deed Book / Page	1167 / 0900
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331

Mortgage

Document Number	0067007828
Date	Nov 20, 2020
Book Page	1191/437
Instrument	202067007828

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 27, 2020
Property Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331
Document Number	0067000691
Book / Page	001167 / 000900
Instrument Date	Jan 24, 2020
Instrument	67000691
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CABANA CAY CIR PANAMA CITY FL 324134662, PANAMA CITY, FL 32413-4662

Mortgage

Document Number	67000692
Date	Jan 27, 2020
Book Page	001167/000902
Instrument	67000692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 5, 2019
Property Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331
Document Number	0067002521
Book / Page	001141 / 000458
Instrument Date	Apr 2, 2019
Instrument	67002521
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 545 CHIPLEY FL 324280545, CHIPLEY, FL 32428-0545

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 20, 2019
Property Address	906 JOSEPH DR, CHIPLEY, FL 32428-6331
Document Number	0067001278
Book / Page	001137 / 000867
Instrument Date	Jan 23, 2019
Instrument	67001278
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1044 HIGHWAY 90 CHIPLEY FL 324282162, CHIPLEY, FL 32428-2162

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,293.00 (+6.6%) Homeowner's exemption	$206,384 (+2.9%)	$224,961 (+0.54%) Land $13,000 Building $211,961
2024	$2,151.00 (+2.28%) Homeowner's exemption	$200,568 (+3%)	$223,752 (+9.52%) Land $13,000 Building $210,752
2023	$2,103.00 (+2.94%) Homeowner's exemption	$194,726 (+3%)	$204,308 (+8.07%) Land $10,000 Building $194,308
2022	$2,043.00 Homeowner's exemption	$189,054 Land $10,000 Building $179,054	$189,054 Land $10,000 Building $179,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wildstar Networks.

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