906 Garfield St, Harvard, IL 60033 Property Records

McHenry County property record for 906 Garfield St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.194 acres (8,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Sep 2020)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-35-237-005`

Property Details

APN / Parcel Number

Primary APN	`01-35-237-005`

Exterior

Lot Area	8,458 sqft

Location & Zoning

Street Address	906 GARFIELD ST
City	HARVARD
State	IL
Zip	60033-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0038037 LT 1 BLK 16 H D CRUMBS 1ST ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	H D CRUMBS 1ST ADD
Legal Block	16
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2022
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 W FRONT ST, HARVARD, IL 60033-2712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK
Sep 18, 2020	Warranty Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jul 23, 2010
Deed Document Number	2020R0038037
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	906 GARFIELD ST, HARVARD, IL 60033-2208
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 GARFIELD ST, HARVARD, IL 60033-2208

Mortgage

Document Number	0000012048
Date	Apr 1, 2022
Instrument	2022R0012048

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 18, 2020
Property Address	906 GARFIELD ST, HARVARD, IL 60033-2208
Document Number	0000038037
Instrument Date	Sep 10, 2020
Instrument	38037
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 W FRONT ST HARVARD IL 600332712, HARVARD, IL 60033-2712

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$62,855 Land $11,670 Building $51,185	$188,565 Land $35,010 Building $153,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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