906 Front St, Lovingston, VA 22949 Property Records

Nelson County property record for 906 Front St, Lovingston, VA 22949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1930
Lot Size	0.465 acres (20,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,428 (2026)
Deeds & Mortgages	Aug 2020 Transfer Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58B A 5`

Property Details

APN / Parcel Number

Primary APN	`58B A 5`
Alternative APN	`11367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Finished Area
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,276 sqft (0.465 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	11367
Street Address	906 FRONT ST
City	LOVINGSTON
State	VA
Zip	22949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LOVINGSTON DB 310-117 PC 2-586
Legal Subdivision	LOVINGSTON
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1027
Census Tract	950102

Owner

Source: Nelson County records · APN 58B A 5

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 344, LOVINGSTON, VA 22949-0344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Gift Deed, Transfer
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 13, 2020
Transfer Doc	202002181
Record Updated	Sep 20, 2026

August 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NELSON VA
Recording Date	Aug 17, 2020
Property Address	906 FRONT ST, LOVINGSTON, VA 22949
Document Number	202002181
Instrument Date	Aug 13, 2020
Instrument	202002181
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FRONT ST, LOVINGSTON, VA 22949

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	906 FRONT ST, LOVINGSTON, VA 22949
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180002635
Date	Nov 26, 2018
Instrument	000180002635

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,428.00 (+14.98%)	$255,000 (+33.37%) Land $32,300 Building $222,700	$255,000 (+33.37%) Land $32,300 Building $222,700
2025	$1,242.00	$191,200 (-) Land $26,900 Building $164,300	$191,200 (-) Land $26,900 Building $164,300
2023	$1,242.00	$191,200 Land $26,900 Building $164,300	$191,200 Land $26,900 Building $164,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 4, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
Nelson County Cablevision Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wilkes Telephone Membership.

Based on FCC filings for 54 locations within half a mile of this property.

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