Black Hawk County property record for 906 Franklin St, Waterloo, IA 50703
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,520 sqft · built 1980 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,170 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-25-127-001 |
| Primary APN | 8913-25-127-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,520 sqft Gross Area |
| 1st Floor Area | 2,520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Rolled Roofing |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 906 FRANKLIN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4408 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ORIGINAL PLAT WATERLOO EAST LOT 2 BLK 42 LOT 3 BLK 42 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 42 |
| Legal Lot Number | 2,3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 700 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2350 LAFAYETTE ST, WATERLOO, IA 50703-5207 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,170.00 | $172,260 (-) Land $54,000 Building $118,260 | $172,260 (-) Land $54,000 Building $118,260 |
| 2024 | $4,170.00 (+32.25%) | ||
| 2023 | $172,260 Land $54,000 Building $118,260 | $172,260 Land $54,000 Building $118,260 | |
| 2022 | $3,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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