906 Forest St, Charlotte, MI 48813 Property Records

Eaton County property record for 906 Forest St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1967
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Dec 2019)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20006665805000`

Property Details

APN / Parcel Number

Primary APN	`20006665805000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	394 ft deep x 100 ft wide
Garage Area	308 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 FOREST ST
City	CHARLOTTE
State	MI
Zip	48813-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	S 100 FEET OF LOT 58, EXCEPT E 266 FEET. MCCLURE'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	FEET MCCLURES ADD
Legal Lot Number	58
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	20901

Owner

906 Forest St is owned and occupied by an individual who acquired it in March 2026.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Dec 8, 2020	Intrafamily Transfer, Transfer
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 20, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Deed Book / Page	2818 / 628
Last Transfer Date	Mar 23, 2026
Transfer Doc	3183000941
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Mar 30, 2026
Property Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Document Number	003183/941
Book / Page	3183 / 941
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 VASS AVE, BATTLE CREEK, MI 49014-5941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST ST, CHARLOTTE, MI 48813-1261

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST ST, CHARLOTTE, MI 48813-1261

Mortgage

Document Number	003055/164
Date	Jun 30, 2023
Book Page	3055/164

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 8, 2020
Property Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Document Number	2889/507
Book / Page	2889 / 507
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST ST, CHARLOTTE, MI 48813-1261

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 11, 2019
Property Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Document Number	02818/0628
Book / Page	2818 / 0628
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5737 WHISPERWOOD DR, 5737, HASLETT, MI 48840-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N MAIN, PERRY, MI 48872-9701

Mortgage

Document Number	0002818630
Date	Dec 11, 2019
Instrument	2818/630

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jun 20, 2017
Property Address	906 FOREST ST, CHARLOTTE, MI 48813-1261
Document Number	2684/1088
Book / Page	2684 / 1088
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST ST, CHARLOTTE, MI 48813-1261

Tax Assessment & Valuation

The 2025 property tax bill for 906 Forest St was $3,379 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (+28.26%)	$194,629 (-) Land $63,384 Building $131,245
2025	$3,379.00 (+2.92%) Homeowner's exemption	$97,300	$194,629 Land $63,384 Building $131,245
2024	$3,283.00
2023		$80,500	$161,000
2022	$2,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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