906 Cram Ln, Albion, MI 49224 Property Records

Calhoun County property record for 906 Cram Ln, Albion, MI 49224

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,800 sqft · built 1993
Lot Size	0.496 acres (21,606 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Sep 2017)
Tax Bill	$5,637 (2025)
Deeds & Mortgages	May 2018 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-002-216-00`

Property Details

APN / Parcel Number

Primary APN	`51-002-216-00`
Alternative APN	`13-51-002-216-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	177 ft deep x 120 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 CRAM LN
City	ALBION
State	MI
Zip	49224-9715
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-1
Legal Description	ALBION CITY, ALBION MEADOWS LOT 16. (906 CRAM LANE)
Legal Subdivision	ALBION MEADOWS
Legal Lot Number	16
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1006
Census Tract	3300

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5, ALBION, MI 49224-0005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2017	Warranty Deed, Transfer · Commercial Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	20174167-0997
Deed Book / Page	4167 / 997
Last Transfer Date	Apr 30, 2018
Transfer Doc	04229/0005
Record Updated	Oct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	May 8, 2018
Property Address	906 CRAM LN, ALBION, MI 49224-9715
Document Number	04229/0005
Book / Page	4229 / 0005
Map Reference	LB17 PG35
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6929 CALHOUN RD, 6929, ALBION, MI 49224-9651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5, ALBION, MI 49224-0005

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 6, 2017
Property Address	906 CRAM LN, ALBION, MI 49224-9715
Document Number	04167/0997
Book / Page	4167 / 0997
Map Reference	LB17 PG35
Instrument Date	Jul 10, 2017
Instrument	4167-0997
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	906 CRAM LN, ALBION, MI 49224-9715

Mortgage

Document Number	0041670999
Date	Sep 6, 2017
Instrument	4167-0999

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,400 (+6.34%)
2025	$5,637.00 (+2.12%)	$110,400 (+21.59%)	$234,800 (+6.34%)
2024	$5,520.00 (+16.33%)		$220,800 (+21.59%)
2023		$90,800	$181,600
2022	$4,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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