906 Congress St, Beaufort, SC 29902 Property Records

Beaufort County property record for 906 Congress St, Beaufort, SC 29902

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,104 sqft · built 1961
Owner	Individual Name on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00214556`

Property Details

APN / Parcel Number

Primary APN	`00214556`
Alternative APNs	`R120 004 000 0196 0000` `R121 004 000 0196 0000`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	00214556
Old Parcel Number	R121 004 000 0196 0000
Street Address	906 CONGRESS ST
City	BEAUFORT
State	SC
Zip	29902-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4111
Legal Description	POR BLK 63 CITY OF BEAUFORT PB151 PG88
Legal Subdivision	OLD COMMONS HISTORIC COMM & RE
Legal Block	63
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	3
Census Block	3011
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaufort Historic District listed 1969 · 474 contributing resources · National Historic Landmark (designated 1973) · NRIS 69000159

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIORITY FINANCIAL NETWORK
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2016
Transfer Doc	0000066404
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620

Mortgage

Document Number	0000006886
Date	Feb 17, 2026
Book Page	4508/1001
Instrument	2026006886

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	2 S POINTE DR STE 200, LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066807
Date	Sep 21, 2021
Book Page	4062/2682
Instrument	2021066807

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050881
Date	Sep 21, 2018
Book Page	3701/0169
Instrument	2018050881

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	906 CONGRESS ST, BEAUFORT, SC 29902-4620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069511
Date	Dec 30, 2019
Book Page	3823/3335
Instrument	2019069511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Beaufort City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$5,280 (-40.51%)
2024	$1,258.00	$8,876 (-) Land $6,584 Building $2,292	$221,900 (-) Land $164,600 Building $57,300
2023	$1,258.00 (+37.49%)	$8,876 (+93.29%) Land $6,584 Building $2,292	$221,900 (+93.29%) Land $164,600 Building $57,300
2022	$915.00	$4,592 Land $3,656 Building $936	$114,800 Land $91,400 Building $23,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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