906 Colonial Dr, Albemarle, NC 28001 Property Records

Stanly County property record for 906 Colonial Dr, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,672 sqft · built 1967
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Oct 2025)
Tax Bill	$6,510 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654904607386`

Property Details

APN / Parcel Number

Primary APN	`654904607386`
Alternative APNs	`1540533` `1553022` `25357` `12147`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,672 sqft Finished Area
Basement Area	572 sqft
Finished Basement	572 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Area	896 sqft
Porch	Porch
Porch Area	628 sqft
Patio Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1553022
Street Address	906 COLONIAL DR
City	ALBEMARLE
State	NC
Zip	28001-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 906 COLONIAL DR LOTS 4 5 & PT 6 654919113
Legal Subdivision	MELCHOR HEIGHTS
Legal Lot Number	4-5
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2016
Census Tract	931204

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 COLONIAL DR, ALBEMARLE, NC 28001-2915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	2025482274
Deed Book / Page	1898 / 1329
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000379375
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 24, 2025
Property Address	906 COLONIAL DR, ALBEMARLE, NC 28001-2915
Document Number	0000482274
Book / Page	1898 / 1329
Map Reference	MB 5 PG 159
Instrument Date	Oct 24, 2025
Instrument	482274
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2223 WOODHURST LN, ALBEMARLE, NC 28001-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	906 COLONIAL DR, ALBEMARLE, NC 28001-2915

Mortgage

Document Number	0000482275
Date	Oct 24, 2025
Instrument	482275

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 23, 2022
Property Address	906 COLONIAL DR, ALBEMARLE, NC 28001-2915
Document Number	0000451510
Book / Page	1800 / 551
Map Reference	MB 5 PG 159
Instrument Date	Sep 21, 2022
Instrument	451510
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 MARKER FIFTY FIVE DR, HOLDEN BEACH, NC 28462-1808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 COLONIAL DR, ALBEMARLE, NC 28001-2915

Mortgage

Document Number	0000451511
Date	Sep 23, 2022
Instrument	451511

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,510.00	$581,334 (-) Land $50,460 Building $530,874	$581,334 (-) Land $50,460 Building $530,874
2025	$6,510.00 (+23.69%)	$581,334 (+34.75%) Land $50,460 Building $530,874	$581,334 (+34.75%) Land $50,460 Building $530,874
2023	$5,263.00 (+408.99%)	$431,405 (-) Land $30,250 Building $401,155	$431,405 (-) Land $30,250 Building $401,155
2022	$1,034.00	$431,405 Land $30,250 Building $401,155	$431,405 Land $30,250 Building $401,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures