Black Hawk County property record for 906 Colby Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,218 sqft · built 1981 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2022) |
| Tax Bill | $4,710 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-454-009 |
| Primary APN | 8813-04-454-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 1,218 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 1,218 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,400 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 376 sqft |
| Patio Area | 944 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 906 COLBY RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANGERS ADDITION LOT 59 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | GRANGERS ADDITION |
| Legal Lot Number | 59 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1302 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Dec 8, 2020 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Jul 3, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FARMERS STATE BANK |
| Mar 10, 2022 | Intrafamily Transfer, Transfer |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | Oct 27, 2021 · Amount on Record |
| Deed Document Number | 20229061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 8, 2026 |
| Property Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Number | 0000010193 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202610193 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Number | 0000010193, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202610193 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100012198 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 202100012198 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 163 Months |
| Due | Jul 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000000224 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 202000000224 |
| Name | FARMERS STATE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 10, 2022 |
| Property Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Number | 202200017866 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 202200017866 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 27, 2021 |
| Property Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Number | 202200009061 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 202200009061 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 COLBY RD, WATERLOO, IA 50701-5204 |
| Document Number | 202200009062 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202200009062 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,710.00 Homeowner's exemption | $262,380 (+15.43%) Land $31,360 Building $231,020 | $262,380 (+15.43%) Land $31,360 Building $231,020 |
| 2024 | $4,710.00 (+15.16%) | ||
| 2023 | $227,310 (+22.07%) Land $31,360 Building $195,950 | $227,310 (+22.07%) Land $31,360 Building $195,950 | |
| 2022 | $4,090.00 Homeowner's exemption | $186,210 Land $31,360 Building $154,850 | |
| 2021 | $186,210 Land $31,360 Building $154,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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