Worcester County and Gardner City property record for 906 Clark St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 1991 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2025) |
| Tax Bill | $6,403 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:C-42 B:0029B L:0002B |
| Primary APN | M:C-42 B:0029B L:0002B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 4,804 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 40,000 sqft (0.918 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 906 CLARK ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 25 |
| Legal Lot Number | 2B |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:C-42 B:0029B L:0002B
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GFA FEDERAL CREDIT UNION |
| Mar 15, 2017 | Deed of Trust, Mortgage COLONIAL CP BK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Jul 03, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Book / Page | 72471 / 317 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 29, 2025 |
| Property Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Document Number | 072471-317 |
| Book / Page | 72471 / 317 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 73894 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Document Number | 0000073895 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 73895 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Sep 01, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56846-194 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 56846/194 |
| Instrument | 25898 |
| Name | COLONIAL CP BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63085-131 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 63085/131 |
| Instrument | 94943 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 03, 2019 |
| Property Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Document Number | 60661-376 |
| Book / Page | 60661 / 376 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 64000 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 CLARK ST, GARDNER, MA 01440-1258 |
| Document Number | 64001 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 64001 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,403.00 (-6.28%) | $445,900 (-2.17%) Land $84,400 Building $361,500 | $496,945 |
| 2024 | $6,832.00 (+6.63%) | $455,800 (+14.75%) Land $76,800 Building $379,000 | |
| 2023 | $6,407.00 | $397,200 Land $75,600 Building $321,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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