906 Chipwood Ln, Centralia, IL 62801 Property Records

Marion County property record for 906 Chipwood Ln, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	2,080 sqft · built 2010
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Mar 2018)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1409301004`

Property Details

APN / Parcel Number

Primary APN	`1409301004`

Interior

Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Street Address	906 CHIPWOOD LN
City	CENTRALIA
State	IL
Zip	62801-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACCOON LAKE 1ST ADDITION LOT 7
Legal Subdivision	RACCOON LAKE 1ST ADD
Legal Lot Number	7
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1073
Census Tract	952700

Owner

906 Chipwood Ln is owned and occupied by an individual who bought it in March 2018.

Source: Marion County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	906 CHIPWOOD LN, CENTRALIA, IL 62801-3764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 6, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2018946
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	906 CHIPWOOD LN, CENTRALIA, IL 62801-3764
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04427
Date	Aug 27, 2021
Instrument	2021R04427

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	Mar 6, 2018
Property Address	906 CHIPWOOD LN, CENTRALIA, IL 62801-3764
Document Number	2018R00946
Instrument Date	Mar 5, 2018
Instrument	2018R00946
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CHIPWOOD LN, CENTRALIA, IL 62801-3764

Mortgage

Document Number	2018R00947
Date	Mar 6, 2018
Instrument	2018R00947

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.7%

Tax Assessment & Valuation

The 2025 property tax bill for 906 Chipwood Ln was $3,755 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00	$58,690 Land $3,280 Building $55,410	$176,070 Land $9,840 Building $166,230
2022	$3,567.00 Homeowner's exemption	$44,520 Land $2,490 Building $42,030	$133,560 Land $7,470 Building $126,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Chipwood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Chipwood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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