906 5th St, Carrollton, KY 41008 Property Records

Carroll County property record for 906 5th St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,278 sqft · built 1951
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jun 2021)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C2-09-07`

Property Details

APN / Parcel Number

Primary APN	`C2-09-07`
Alternative APN	`108731`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	90 ft deep x 55 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	108731
Street Address	906 5TH ST
City	CARROLLTON
State	KY
Zip	41008-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1032
Census Tract	950200

Owner

Source: Carroll County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	906 5TH ST, CARROLLTON, KY 41008-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK OF MILTON
Jun 11, 2021	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 16, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	102523
Deed Book / Page	D220 / 143
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	906 5TH ST, CARROLLTON, KY 41008-1211
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M298/269
Date	Oct 2, 2025
Book Page	M298/269
Instrument	2215900

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	906 5TH ST, CARROLLTON, KY 41008-1211
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505

Mortgage

Document Number	000M262/79
Date	Dec 10, 2020
Book Page	M262/79
Instrument	100550

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Jun 11, 2021
Property Address	906 5TH ST, CARROLLTON, KY 41008-1211
Document Number	00D220/143
Book / Page	D220 / 143
Instrument Date	Jun 10, 2021
Instrument	102523
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 PORT WILLIAM LN, 318, CARROLLTON, KY 41008-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	906 5TH ST, CARROLLTON, KY 41008-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	000M266611
Date	Jun 11, 2021
Instrument	M266/611

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Mar 16, 2020
Property Address	906 5TH ST, CARROLLTON, KY 41008-1211
Document Number	000D215/77
Book / Page	D215 / 77
Instrument Date	Mar 16, 2020
Instrument	98440
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7085 HIGHWAY 355, 7085, OWENTON, KY 40359-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+0.45%)	$132,000 (-) Land $10,000 Building $122,000	$132,000 (-) Land $10,000 Building $122,000
2023	$1,327.00	$132,000 Land $10,000 Building $122,000	$132,000 Land $10,000 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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