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906 21st St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 906 21st St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.258 acres (11,240 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 2022)
Tax Bill$4,446 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN85-423-0210

Property Details

APN / Parcel Number

Primary APN85-423-0210
Alternative APNs
  • 85-00423-0210
  • 43156

Exterior

Lot Area11,240 sqft (0.258 acres)

Location & Zoning

Account Number43156
Street Address906 21ST ST SE
CitySAINT CLOUD
StateMN
Zip56304-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, BLK 2
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionTORBORG ESTATES
Legal Block2
Legal Lot Number2
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GREEN LENDING
Dec 8, 2022Warranty Deed, Transfer · Conventional Mortgage
LIBERTY BANK MINNESOTA
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK
Jun 17, 2019Affidavit of Death, Transfer
COUNTY ABSTRACT AND TITLE AGENCY, COUNTY ABSTRACT & TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleOct 21, 2015 · Amount on Record
Deed Document Number20221494386
Last Transfer DateApr 17, 2026
Transfer Doc0000996931
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateApr 28, 2026
Property Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000996931
Instrument DateApr 17, 2026
Instrument2026996931
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySERVICELINK, SERVICE LINK

Transaction

AmountAmount Recorded
Tax$166.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0000996932,
DateApr 28, 2026
Instrument2026996932
Lender
NameGREEN LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateDec 8, 2022
Property Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000951789
Instrument DateDec 1, 2022
Instrument951789
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0000951790
DateDec 8, 2022
Instrument951790
Lender
NameLIBERTY BANK MINNESOTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJun 17, 2019
Property Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000873541
Instrument DateJun 10, 2019
Instrument873541
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0000873546
DateJun 17, 2019
Instrument873546
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate

June 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSHERBURNE MN
Recording DateJun 17, 2019
Property Address906 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000873539
Instrument DateMay 28, 2019
Instrument873539
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyCOUNTY ABSTRACT AND TITLE AGENCY, COUNTY ABSTRACT & TITLE AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 1ST ST S STILLWATER MN 550826207, STILLWATER, MN 55082-6207

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,600 (+4.38%) Land $40,000 Building $293,600$333,600 (+4.38%) Land $40,000 Building $293,600
2025$4,446.00 (+24.26%)$319,600 (+1.75%) Land $40,000 Building $279,600$319,600 (+1.75%) Land $40,000 Building $279,600
2023$3,578.00$314,100 Land $45,000 Building $269,100
2021$314,100 Land $45,000 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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