906 18th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 906 18th St, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1947
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2016)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00038-0000-00020.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00038-0000-00020.0`
Alternative APN	`65678`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 97.7 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	216 sqft
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 18TH ST
City	VERO BEACH
State	FL
Zip	32960-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	MERRIMANS RE-SUB LOTS 20 & 21 PBI 2-44
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	MERRIMANS RESUBDIVISION
Legal Lot Number	20,21
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50401

Owner

Source: Indian River County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 18TH ST, VERO BEACH, FL 32960-5533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Feb 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016 · Amount on Record
Deed Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	201640198
Deed Book / Page	2949 / 1467
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0027420806
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 24, 2026
Property Address	906 18TH ST, VERO BEACH, FL 32960-5533
Document Number	0000045578
Book / Page	3890 / 2389
Instrument Date	Sep 18, 2026
Instrument	202645578
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 18TH ST, VERO BEACH, FL 32960-5533

Mortgage

Document Number	0000045578,
Date	Sep 24, 2026
Book Page	3890/2389
Instrument	202645578

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 28, 2017
Property Address	906 18TH ST, VERO BEACH, FL 32960-5533
Document Number	0030040880
Book / Page	003004 / 000880
Instrument Date	Feb 28, 2017
Instrument	10737
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 35TH AVE SW VERO BEACH FL 329684141, VERO BEACH, FL 32968-4141

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (+16.31%) Homeowner's exemption	$131,293 (+5.99%)	$263,880 (+24.36%) Land $68,513 Building $195,367
2023	$1,453.00 (+3.93%)	$123,877 (+3%)	$212,183 (+13.68%) Land $46,713 Building $165,470
2022	$1,398.00	$120,269	$186,653 Land $46,713 Building $139,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1991–2017)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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