Osceola County property record for 9054 Lincoln Rd, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2022 |
| Lot Size | 0.924 acres (40,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Aug 2026) |
| Tax Bill | $5,918 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-32-2735-0001-1220 |
| Primary APN | 24-27-32-2735-0001-1220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.924 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9054 LINCOLN RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES NO 4 PB 2 PG 020 TRACT 122 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | CANAVERAL ACRES 4 |
| Legal Tract | 122 |
| Legal Block | 1220 |
| Legal Lot Number | 122 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 43802 |
Source: Osceola County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer PRIOR TITLE, PRIMO TITLE |
| Apr 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Feb 5, 2021 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Nov 25, 2020 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Sep 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2024 · Amount on Record |
| Deed Document Number | 2026106465 |
| Deed Book / Page | 7020 / 711 |
| Prior Transfer Date | Aug 10, 2017 |
| Prior Transfer Doc | 0052052829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Number | 0000106465 |
| Book / Page | 7020 / 711 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026106465 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | PRIOR TITLE, PRIMO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $392,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6128 SIERRA MIST AVE, LAS VEGAS, NV 89139-6832 |
| Document Number | 0065770703 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 6577/703 |
| Instrument | 2024043215 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | 1235 N DUTTON AVE, SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6845 OLD MELBOURNE HWY, SAINT CLOUD, FL 34771-7307 |
| Document Number | 0060100550 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 6010/550 |
| Instrument | 2021115777 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 0.35% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Number | 0062910590 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 6291/590 |
| Instrument | 2022144639 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Number | 0058860436 |
| Book / Page | 5886 / 436 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021017509 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3355 WESTSHORE DR, SAINT CLOUD, FL 34772-7518 |
| Name | Verified Name |
|---|---|
| Address | 6845 OLD MELBOURNE HWY, SAINT CLOUD, FL 34771-7307 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Number | 0058401825 |
| Book / Page | 005840 / 001825 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 161790 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3355 WESTSHORE DR ST CLOUD FL 347727518, ST CLOUD, FL 34772-7518 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 7, 2017 |
| Property Address | 9054 LINCOLN RD, SAINT CLOUD, FL 34773-9686 |
| Document Number | 0052052829 |
| Book / Page | 005205 / 002829 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 128722 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2429 LORNA DR MELBOURNE FL 329353258, MELBOURNE, FL 32935-3258 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,918.00 (+12.77%) | $375,700 (+11.62%) Land $50,000 Building $325,700 | $375,700 (+11.62%) Land $50,000 Building $325,700 |
| 2024 | $5,248.00 (-1.39%) | ||
| 2023 | $5,322.00 (+423.82%) | $336,600 (+968.57%) Land $45,000 Building $291,600 | $336,600 (+968.57%) Land $45,000 Building $291,600 |
| 2022 | $1,016.00 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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