Saginaw County property record for 9052 Ditch Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,808 sqft · built 1906 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-27-4003-000 |
| Primary APN | 13-09-3-27-4003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 111,514 sqft (2.56 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9052 DITCH RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | S 466.7 FT OF E 466.7 FT OF SE 1/4 OF SE 1/4 EXC E 209 FT THEREOF 2.76 ACRES SEC 27 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 27 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 12700 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 10, 2025 | Deed of Trust, Mortgage · Line of Credit TEAM ONE CU |
| Jun 10, 2026 | Quit Claim Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 29, 2024 | Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE 1 INC |
| Sep 6, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 |
| Deed Sale | Jun 10, 2026 |
| Prior Sale | Jan 29, 2024 |
| Deed Document Number | 202615277 |
| Prior Transfer Date | Jun 4, 2026 |
| Prior Transfer Doc | 0000015277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000002424 |
|---|---|
| Date | Feb 10, 2025 |
| Instrument | 2025002424 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | 520 HAYDEN ST, SAGINAW, MI 48607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 9, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 10, 2026 |
| Property Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000015277 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202615277 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000015278, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202615278 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 29, 2024 |
| Property Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000001792 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024001792 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Name | Verified Name |
|---|---|
| Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000001793 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024001793 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 6, 2022 |
| Property Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000023843 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022023843 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3580 N RIDGE RD, 3580, CHESANING, MI 48616-9604 |
| Name | Verified Name |
|---|---|
| Address | 9052 DITCH RD, CHESANING, MI 48616-9712 |
| Document Number | 0000023844 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022023844 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,900 (+17.21%) | $243,800 (+17.21%) | |
| 2025 | $3,430.00 (+137.21%) Homeowner's exemption | $104,000 (+75.97%) | $208,000 (+75.97%) |
| 2023 | $59,100 | $118,200 | |
| 2022 | $1,446.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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