905 Witherspoon Loop, Laredo, TX 78046 Property Records

Webb County property record for 905 Witherspoon Loop, Laredo, TX 78046 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2006
Square Footage1,331 sqft Living Area
Lot Size5,170 sqft (0.119 acres)
GarageAttached, 300 sqft
OccupancyOwner Occupied
Last Sale$114,300 (2008)
Tax Bill$860.00 (2025)

Property Details

APN / Parcel Number

Primary APN922-30014-310
Alternative APN
  • 319591

Interior

Building Area1,331 sqft Living Area
Gross Area1,631 sqft Gross Area
1st Floor1,331 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,170 sqft (0.119 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area300 sqft Garage
PorchOpen Porch
Porch Area36 sqft Porch

Location & Zoning

Street Address905 WITHERSPOON LOOP
CityLAREDO
StateTX
Zip78046-8823
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFREEDOM PARK, BLOCK 14, LOT 31, PHASE 4
Legal SubdivisionFREEDOM PARK
Legal Phase4
Legal Block14
Legal Lot Number31
JurisdictionWEBB TX
Minor Civil DivisionLAREDO SOUTH-EL CENIZO
Census Blockgroup1
Census Block1003
Census Tract1824

Owner

Source: Webb County records · APN 922-30014-310

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address905 WITHERSPOON LOOP, LAREDO, TX 78046-8823
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jan 08, 2007Vendor's Lien, Transfer · Adjustable Rate Mortgage (ARM)
NEW CENTURY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2008 · Amount on Record
Deed SaleFeb 08, 2008 · Amount on Record
Prior SaleFeb 08, 2008
Deed Doc Number2008993762
Deed Book / Page2528 / 58
Prior Transfer DateJan 30, 2008
Prior Transfer Doc002528/058
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateAug 12, 2026
Property Address905 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number0001595392
Book / Page6091 / 1
Instrument DateJul 28, 2026
Instrument20261595392
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 WITHERSPOON LOOP, LAREDO, TX 78046-8823

Mortgage

Document Number0001595392,
DateAug 12, 2026
Book Page6091/1
Instrument20261595392
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 24, 2041
Interest
Rate5.79%
Max Rate-1%

January 2007: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 08, 2007
Property Address905 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number002270/001
Book / Page2270 / 001
Map ReferenceMB25 PG102
Instrument DateJan 04, 2007
Instrument950010
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyBORDER TITLE, BORDER TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000950011
DateJan 08, 2007
Instrument950011
Lender
NameNEW CENTURY MORTGAGE CORP
TypeSubprime Lender
Special NotesLender is also the Seller
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJan 01, 2037
Prepayment Penalty24 Months
Interest
Rate TypeAdjustable Rate
Rate10.3%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency6 Months
Min Rate At Change10.3%
Max Rate At Change12.3%
Index6-Month LIBOR
Max Rate17.3%

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$860.00 (-24.76%) Homeowner's exemption Veteran's exemption$180,000 (+7.95%) Land $62,299 Building $117,701$180,000 (+7.95%) Land $62,299 Building $117,701
2024$1,143.00 (+11.73%)
2023$166,743 Land $44,721 Building $122,022$166,743 Land $44,721 Building $122,022
2022$1,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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