San Diego County property record for 905 Windridge Cir, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1994 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $255,000 (Nov 1999) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-712-24-00 |
| Primary APN | 221-712-24-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 6,800 sqft (0.156 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 905 WINDRIDGE CIR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 44 TR 012894 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 012894 |
| Legal Block | 4 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20044 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FRONTWAVE CU |
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 1999 · Amount on Record |
| Deed Sale | Nov 16, 1999 · Amount on Record |
| Prior Sale | Aug 27, 1996 · Amount on Record |
| Deed Document Number | 1999760266 |
| Last Transfer Date | Nov 19, 2019 |
| Transfer Doc | 0000019064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Document Number | 0000091749 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024-0091749 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000186929 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017-0186929 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000520402 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-0520402 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000384065 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020-0384065 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 14, 2020 |
| Property Address | 905 WINDRIDGE CIR, SAN MARCOS, CA 92078-7908 |
| Document Number | 0000019064 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 19064 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 905 WINDRIDGE CIR SAN MARCOS CA 920787908, SAN MARCOS, CA 92078-7908 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $399,748 (+2%) Land $133,246 Building $266,502 | |
| 2025 | $4,931.00 (+7.03%) Homeowner's exemption | $391,911 (+4.04%) Land $130,634 Building $261,277 |
| 2023 | $4,607.00 (+1.36%) Homeowner's exemption | $376,694 Land $125,562 Building $251,132 |
| 2022 | $4,545.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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