905 W Prairie Rd, Payson, AZ 85541 Property Records

Gila County property record for 905 W Prairie Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`304-51-031`

Property Details

APN / Parcel Number

Primary APN	`304-51-031`
Alternative APNs	`R034091` `034091`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034091
Street Address	905 W PRAIRIE RD
City	PAYSON
State	AZ
Zip	85541-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 31 OF TRAILWOOD UNIT ONE OF PLAT 649 NW1/4 SEC 4 T10N R10E = 0.14 AC(OUT OF 304-01-301J & -307A)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	TRAILWOOD UNIT 1
Legal Lot Number	31
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1033
Census Tract	301

Owner

905 W Prairie Rd is owned by two individuals who acquired it in April 2024.

Source: Gila County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 S TONTO ST, 20, PAYSON, AZ 85541-4386
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Joint Tenancy Deed, Transfer · FHA Mortgage EXCEL REALTY & MORTGAGE INC
Jan 26, 2023	Warranty Deed, Transfer PIONEER TITLE AGENCY
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 25, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024
Deed Sale	Apr 19, 2024
Prior Sale	Jan 26, 2023 · Amount on File
Deed Document Number	20243363
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0000013469
Record Updated	Oct 29, 2026

April 2024: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GILA AZ
Recording Date	Apr 19, 2024
Property Address	905 W PRAIRIE RD, PAYSON, AZ 85541-6202
Document Number	0000003363
Map Reference	MAP 649
Instrument Date	Apr 15, 2024
Instrument	2024-003363
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	121 S TONTO ST APT 20, 20, PAYSON, AZ 85541-4386

Mortgage

Document Number	0000003364
Date	Apr 19, 2024
Instrument	2024-003364

Lender

Name	EXCEL REALTY & MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jan 26, 2023
Property Address	905 W PRAIRIE RD, PAYSON, AZ 85541-6202
Document Number	0000000638
Map Reference	MAP 649
Instrument Date	Jan 17, 2023
Instrument	2023-000638
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 W SHERWOOD DR, PAYSON, AZ 85541-3613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2802 E GOLDEN ROD CIR, PAYSON, AZ 85541-2933

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	905 W PRAIRIE RD, PAYSON, AZ 85541-6202
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001638
Date	Feb 5, 2021
Instrument	2021-001638

Lender

Name	ZB NA
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Dec 2, 2019
Property Address	905 W PRAIRIE RD, PAYSON, AZ 85541-6202
Document Number	0000013169
Instrument Date	Nov 27, 2019
Instrument	13169
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	905 W PRAIRIE RD PAYSON AZ 855416202, PAYSON, AZ 85541-6202

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 25, 2019
Property Address	905 W PRAIRIE RD, PAYSON, AZ 85541-6202
Document Number	0000011568
Instrument Date	Oct 14, 2019
Instrument	11568
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$252.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 W PRAIRIE RD PAYSON AZ 855416202, PAYSON, AZ 85541-6202

Tax Assessment & Valuation

The 2025 property tax bill for 905 W Prairie Rd was $2,443.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,881 Land $5,907 Building $21,974	$278,803 Land $59,067 Building $219,736
2025	$2,443.00
2024		$26,914 Land $5,603 Building $21,311	$269,136 Land $56,028 Building $213,108
2023	$2,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 W Prairie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 W Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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