Prowers County property record for 905 W Oak St, Lamar, CO 81052
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,061 sqft · built 1965 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Feb 2018) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 287071020 |
| Primary APN | 287071020 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,061 sqft Living Area |
| Gross Area | 1,289 sqft |
| 1st Floor Area | 1,061 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 128 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 W OAK ST |
|---|---|
| City | LAMAR |
| State | CO |
| Zip | 81052-3074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE BLK KLOT 3 |
| Legal Subdivision | WEST SIDE |
| Legal Block | K |
| Legal Lot Number | 3 |
| Jurisdiction | PROWERS CO |
| Township / Civil Division | LAMAR |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 200 |
905 W Oak St is owned by two individuals who acquired it in September 2021.
Source: Prowers County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 E MAPLE ST, LAMAR, CO 81052-2564 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHEAST COLORADO ENTERPRISES DEVELOPME |
| Nov 16, 2021 | Deed of Trust, Mortgage SOUTHEAST COLORADO ENTERPRISE DEVELOPMEN |
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE GIRARD NATIONAL BANK |
| Sep 23, 2021 | Correction Deed |
| Feb 20, 2018 | Warranty Deed, Transfer AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Feb 20, 2018 | Personal Representative Deed, Transfer AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on File |
| Deed Sale | Feb 20, 2018 · Amount on File |
| Prior Sale | Feb 20, 2018 · Amount on File |
| Deed Document Number | 2018545554 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0000554848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 111 E MAPLE ST, LAMAR, CO 81052-2564 |
| Document Number | 0000555355 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 555355 |
| Name | SOUTHEAST COLORADO ENTERPRISES DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | LAMAR, CO 81052 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROWERS CO |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 111 E MAPLE ST, LAMAR, CO 81052-2564 |
| Document Number | 0000555252 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 555252 |
| Name | SOUTHEAST COLORADO ENTERPRISE DEVELOPMEN |
|---|---|
| Type | Non-Lending Institution |
| Address | LAMAR, CO 81052 |
| Amount | Amount on Record |
|---|
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Oct 14, 2021 |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Document Number | 0000555041 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 555041 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 701 N MAIN ST, LAMAR, CO 81052-2207 |
| Document Number | 0000555012 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 555012 |
| Name | THE GIRARD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Sep 23, 2021 |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Document Number | 0000554848 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 554848 |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Feb 20, 2018 |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Document Number | 0000545554 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 545554 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1204 E OLIVE ST, LAMAR, CO 81052-2952 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | PROWERS CO |
| Recording Date | Feb 20, 2018 |
| Property Address | 905 W OAK ST, LAMAR, CO 81052-3074 |
| Document Number | 0000545553 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 545553 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1204 E OLIVE ST, LAMAR, CO 81052-2952 |
The 2025 property tax bill for 905 W Oak St was $565.
Source: Prowers County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Prowers County |
| Municipality | Lamar City |
| Unified School District | Lamar School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 | $118,648 Land $2,684 Building $115,964 | |
| 2023 | $228.00 | $25,203 Land $1,082 Building $24,121 | $102,480 Land $2,165 Building $100,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 W Oak St in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2013) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 W Oak St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAMAR serves 7,500 people · EPA ID CO0150700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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