905 W Main St, Elko, NV 89801 Property Records

Elko County property record for 905 W Main St, Elko, NV 89801

Property Summary

Property TypeCommercial
Details32,520 sqft · built 2007
Lot Size2.29 acres (99,796 sqft)
OwnerCompany Name on Record
Tax Bill$57,861 (2020)
Deeds & MortgagesJul 2023 Mortgage
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-694-006

Property Details

APN / Parcel Number

Primary APN001-694-006
Alternative APN
  • 001-694-004

Interior

Units2 Units
Stories2 Stories
Building Area32,520 sqft Gross Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Lot Area99,796 sqft
PorchEnclosed Porch
Porch Area149 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address905 W MAIN ST
CityELKO
StateNV
Zip89801-2727
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeZLI
Legal DescriptionBARRICK ELKO OFFICE
Legal Range55E
Legal Township34N
Legal Section22
Legal SubdivisionSURVEY GEOTHERMAL INDL PK/ELK
Legal Block2
Legal Lot Number2
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2047
Census Tract951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address905 W MAIN ST, ELKO, NV 89801-2727
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 28, 2022Bargain and Sale Deed, Transfer · Line of Credit
ELKO FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address905 W MAIN ST, ELKO, NV 89801-2727
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000822758
DateJul 31, 2023
Instrument822758
Lender
NameUSDA
TypeGovernment Agency
AddressCARSON CITY, NV 89701
Agreement
TypeUSDA Mortgage
AmountAmount Recorded

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateDec 28, 2022
Property Address905 W MAIN ST, ELKO, NV 89801-2727
Document Number0000814706
Map ReferenceFILE 276232
Instrument DateDec 22, 2022
Instrument814706
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3250 SUNDANCE DR, ELKO, NV 89801-7909

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 RAILROAD ST STE 107, 107, ELKO, NV 89801-3975

Mortgage

Document Number0000814707
DateDec 28, 2022
Instrument814707
Lender
NameELKO FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term368 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,314,104 (-0.83%) Land $104,786 Building $2,209,318$6,611,726 (-0.83%) Land $299,389 Building $6,312,337
2025Additional exemption filed$2,333,433 (+28.22%) Land $64,154 Building $2,269,279$6,666,951 (+28.22%) Land $183,297 Building $6,483,654
2023$1,819,821 (+9.7%) Land $64,154 Building $1,755,667$5,199,488 (+9.7%) Land $183,297 Building $5,016,191
2022$1,658,869 Land $64,154 Building $1,594,715$4,739,626 Land $183,297 Building $4,556,329
2020$57,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims5 (2005–2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 66% of Nevada
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Zito Media
Fiber · Cable
1,000 / 1,000
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.

Nearby Properties on W Main St

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