905 W Main St, Decatur, IL 62522 Property Records

Macon County property record for 905 W Main St, Decatur, IL 62522

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,129 sqft · built 1888
Lot Size0.111 acres (4,832 sqft)
OwnerCompany Name on File
Last Sale$260,000 (Aug 2024)
Tax Bill$1,470 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-15-159-010

Property Details

APN / Parcel Number

Primary APN04-12-15-159-010
Alternative APN
  • 12-15-159-010

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft
Basement Area964 sqft
Unfinished Basement964 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Exterior MaterialWood
Construction TypeFrame
Lot Area4,832 sqft (0.111 acres)
Lot Dimensions32 ft deep x 151 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchSlab
Porch Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041215159010
Street Address905 W MAIN ST
CityDECATUR
StateIL
Zip62522-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionJOHN ALLEN ETAL ADD L 1 TIF 02BK3201/285 151X32 97BK2707/892 6,700
Legal SubdivisionJOHN ALLEN ETAL ADD
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2005
Census Tract502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Historic District
listed 1976 · 669 contributing resources · NRIS 76000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

905 W Main St is owned by a company that bought it in August 2024.

Source: Macon County records, as of June 5, 2026

Owner of RecordCompany Name on File
Mailing Address905 W MAIN ST, DECATUR, IL 62522-2322
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2024Warranty Deed, Transfer · Commercial Mortgage
SCOTT STATE BANK
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2024 · Amount on File
Deed SaleAug 28, 2024 · Amount on File
Prior SaleJun 1, 2002 · Amount on File
Deed Document Number20247307
Record UpdatedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateAug 28, 2024
Property Address905 W MAIN ST, DECATUR, IL 62522-2322
Document Number2024R007307
Map ReferenceBK 149 PG 395
Instrument DateAug 23, 2024
Instrument2024R-007307
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2173 CR 1500E, LOVINGTON, IL 61937-6006
InvestorPossibly a Property Investor

Mortgage

Document Number2024R007308
DateAug 28, 2024
Instrument2024R-007308
Lender
NameSCOTT STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueAug 27, 2039
Interest
Rate TypeFixed Rate
Rate7.75%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address905 W MAIN ST, DECATUR, IL 62522-2322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1930302
DateMar 2, 2018
Instrument1930302
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 23, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 W Main St was $1,470.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00$15,758 Land $1,503 Building $14,255$47,278 Land $4,509 Building $42,769

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 905 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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