905 W Front St, Monroe, MI 48161 Property Records

Monroe County property record for 905 W Front St, Monroe, MI 48161

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,354 sqft · built 2002
Lot Size	2.76 acres (120,339 sqft)
Owner	Company Name on File
Last Sale	$157,000 (Apr 2023)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Jul 2023 Sale Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00901-104`

Property Details

APN / Parcel Number

Primary APN	`55-19-00901-104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	881 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	120,339 sqft
Terrain	Rolling
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	905 W FRONT ST
City	MONROE
State	MI
Zip	48161-1628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1A
Legal Description	TOWNES ON FRONT STREET CONDOS BUILDING 10 UNIT 4
Legal Subdivision	TOWNDS ON FRONT STREET CONDOMINIUM
Legal Unit	4
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	832100

Owner

905 W Front St, a condominium, is owned by a company that bought it in April 2023 and is owner-occupied.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	905 W FRONT ST, MONROE, MI 48161-1628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed, Transfer
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage TLC COMMUNITY CU
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Document Number	20235944
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	0000005030
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Jul 27, 2023
Property Address	905 W FRONT ST, MONROE, MI 48161-1628
Document Number	0000011178
Map Reference	LB 2307 PGM 92
Instrument Date	Jul 27, 2023
Instrument	2023R11178
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 STILLWATER DR, TECUMSEH, MI 49286-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 EMERALD CIR, DUNDEE, MI 48131-2014

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 14, 2023
Property Address	905 W FRONT ST, MONROE, MI 48161-1628
Document Number	0000005944
Instrument Date	Apr 11, 2023
Instrument	2023R05944
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 W FRONT ST, MONROE, MI 48161-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 W FRONT ST, MONROE, MI 48161-1628

Mortgage

Document Number	0000005945
Date	Apr 14, 2023
Instrument	2023R05945

Lender

Name	TLC COMMUNITY CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Margin	2
Max Rate	11.2%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 11, 2021
Property Address	905 W FRONT ST, MONROE, MI 48161-1628
Document Number	2021R15617
Map Reference	LB 2668 PG 919
Instrument Date	Aug 4, 2020
Instrument	2021R15617
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7146 LAKELAND CIR, 7146, TEMPERANCE, MI 48182-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 W FRONT ST, MONROE, MI 48161-1628

Mortgage

Document Number	2021R15618
Date	Jun 11, 2021
Instrument	2021R15618

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 905 W Front St was $3,137 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,200 (+5.04%) Land $79,200	$158,400 (+5.04%) Land $158,400
2025	$3,137.00 Homeowner's exemption	$75,400 Land $75,400	$150,800 Land $150,800
2023	$2,503.00 Homeowner's exemption	$59,060	$118,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 W Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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