Monroe County property record for 905 W Commerce St, Aberdeen, MS 39730
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,714 sqft · built 1939 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Feb 2018) |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108K-34-003-008.00 |
| Primary APN | 108K-34-003-008.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,714 sqft Living Area |
| 1st Floor Area | 2,714 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Dimensions | 385 ft deep x 195 ft wide |
| Garage Area | 640 sqft |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 7638 |
|---|---|
| Street Address | 905 W COMMERCE ST |
| City | ABERDEEN |
| State | MS |
| Zip | 39730-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK D PT 195 X 385S NEW ABERDEEN 1.7AC C |
| Legal Range | 07E |
| Legal Township | 14S |
| Legal Section | 34 |
| Legal Subdivision | CITY OF ABERDEEN |
| Legal Block | D |
| Jurisdiction | MONROE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Commerce Street Historic District listed 1988 · 15 contributing resources · NRIS 88000128 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
905 W Commerce St is owned and occupied by two individuals who bought it in February 2018.
Source: Monroe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 DEBBIE LN, CALEDONIA, MS 39740-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on File |
| Deed Sale | Feb 23, 2018 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MS |
| Property Address | 905 W COMMERCE ST, ABERDEEN, MS 39730-2331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 905 W COMMERCE ST, ABERDEEN, MS 39730-2331 |
| Document Number | 2018000883 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2018000883 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2033 |
The 2025 property tax bill for 905 W Commerce St was $2,510 with a homeowner's exemption.
Source: Monroe County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Aberdeen City |
| County | Monroe County |
| Unified School District | Aberdeen School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 Homeowner's exemption | $13,230 | $132,300 Land $19,200 Building $113,100 |
| 2023 | $1,978.00 (+16.97%) Homeowner's exemption | $12,156 (+18.9%) | $121,560 (+18.9%) Land $19,200 Building $102,360 |
| 2022 | $1,691.00 Homeowner's exemption | $10,224 | $102,240 Land $19,200 Building $83,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 905 W Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2005–2019) |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 W Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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