905 W Clay St, Richmond, VA 23220 Property Records

Richmond City property record for 905 W Clay St, Richmond, VA 23220

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,398 sqft · built 2008
Lot Size	0.09 acres (3,903 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2019)
Tax Bill	$6,024 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
APN	`N-000-0386-023`

Property Details

APN / Parcel Number

Primary APN	`N-000-0386-023`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
1st Floor Area	1,199 sqft
Attic	Attic
Attic Area	1,199 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,903 sqft (0.09 acres)
Lot Dimensions	130 ft deep x 30 ft wide
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	905 W CLAY ST
City	RICHMOND
State	VA
Zip	23220-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7 SINGLE
Legal Description	0030.00X0130.00 0000.090
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	40201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carver Residential Historic District listed 2002 · 312 contributing resources · NRIS 02000365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

905 W Clay St is owned by an individual who bought it in July 2019.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	12217 JAMIESON PL, GLEN ALLEN, VA 23059-5387
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	201913705
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 10, 2019
Property Address	905 W CLAY ST, RICHMOND, VA 23220-3117
Document Number	0000013705
Instrument Date	Jun 28, 2019
Instrument	190013705
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PREFERRED TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 W CLAY ST, RICHMOND, VA 23220-3117

Mortgage

Document Number	0000013706
Date	Jul 10, 2019
Instrument	190013706

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 905 W Clay St was $6,024, up 3.9% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,024.00 (+3.93%)	$502,000 Land $90,000 Building $412,000	$502,000 Land $90,000 Building $412,000
2025	$5,796.00
2024		$462,000 Land $85,000 Building $377,000
2023			$462,000 Land $85,000 Building $377,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 905 W Clay St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 W Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20