905 W Carson St, Muncie, IN 47303 Property Records

Delaware County property record for 905 W Carson St, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,740 sqft · built 1976
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$101,429 (Nov 2022)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-09-253-002.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-09-253-002.000-003`
Alternative APN	`1109253002000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	1,250 ft deep x 400 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 09 253 002 000
Street Address	905 W CARSON ST
City	MUNCIE
State	IN
Zip	47303-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEELY ADD BLK 26 LOT 2
Legal Subdivision	NEELY ADD
Legal Block	26
Legal Lot Number	2
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4008
Census Tract	1000

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	202 N RESERVE ST, MUNCIE, IN 47303-3852
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
May 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Nov 3, 2022	Warranty Deed, Transfer · Commercial Mortgage FARMERS & MECHANICS BANK
Dec 19, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	202216604
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	2019R17218
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Recording Date	Apr 23, 2026
Property Address	905 W CARSON ST, MUNCIE, IN 47303-2807
Document Number	0000005428
Instrument Date	Apr 15, 2026
Instrument	20265428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000005428,
Date	Apr 23, 2026
Instrument	20265428

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	905 W CARSON ST, MUNCIE, IN 47303-2807
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R05754
Date	May 4, 2023
Instrument	2023R05754

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2043

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	905 W CARSON ST, MUNCIE, IN 47303-2807
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01950
Date	Feb 13, 2019
Instrument	2019R01950

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 3, 2022
Property Address	905 W CARSON ST, MUNCIE, IN 47303-2807
Document Number	2022R16604
Instrument Date	Oct 20, 2022
Instrument	2022R16604
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N RESERVE ST, MUNCIE, IN 47303-3852
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R16605
Date	Nov 3, 2022
Instrument	2022R16605

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2037

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 19, 2019
Property Address	905 W CARSON ST, MUNCIE, IN 47303-2807
Document Number	2019R17218
Instrument Date	Jun 19, 2019
Instrument	2019R17218
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 W ASHFORD LN, MUNCIE, IN 47304-9500

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 (+12.97%)	$202,700 (+41.75%) Land $14,700 Building $188,000	$202,700 (+41.75%) Land $14,700 Building $188,000
2024	$3,693.00 (+24.01%)
2023	$2,978.00 (+16.97%)	$143,000 (+12.33%) Land $12,200 Building $130,800	$143,000 (+12.33%) Land $12,200 Building $130,800
2022	$2,546.00 (+5.82%)	$127,300 Land $12,200 Building $115,100	$127,300 Land $12,200 Building $115,100
2021	$2,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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