905 W 3rd St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 905 W 3rd St, Kill Devil Hills, NC 27948 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 2002
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$599,000 (Nov 2025)
Tax Bill$2,745 (2025)
Deeds & MortgagesNov 2007 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN988409162491

Property Details

APN / Parcel Number

Primary APN988409162491
Alternative APN
  • 002563000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,963 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number988409162491
Old Parcel Number988409162491
Street Address905 W 3RD ST
CityKILL DEVIL HILLS
StateNC
Zip27948-8190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 3 BLK: 14 SEC: PL: 2 SL: 216
Legal SubdivisionCROATAN SHORES SUBDIV
Legal Block14
Legal Lot Number3
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group3
Census Block3019
Census Tract970200

Owner

Source: Dare County records · APN 988409162491

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2007Deed of Trust, Mortgage · ARM
LOCAL GOVT FCU
Nov 03, 2025Warranty Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleJul 30, 2015
Deed Document Number700154166
Deed Book / Page2819 / 430
Record UpdatedJun 08, 2026

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001750/040
DateNov 26, 2007
Book Page1750/040
Instrument6231444
Lender
NameLOCAL GOVT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 06, 2037
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateNov 20, 2007
Change Frequency2 Years
Index1-Year T-Bill
Max Rate8%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateNov 03, 2025
Property Address905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190
Document Number002819/430
Book / Page2819 / 430
Map ReferenceMB 2 PG 137
Instrument DateNov 03, 2025
Instrument700154166
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190

Mortgage

Document Number0700154167
DateNov 03, 2025
Instrument700154167
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,745.00 (+8.8%)$505,500 (+51.35%) Land $155,800 Building $349,700
2023$2,523.00$334,000 Land $84,000 Building $250,000
2020$505,500 Land $155,800 Building $349,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 159 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies159 in force
86 of 159 on primary residences
Nearby Flood Claims165 (1981–2019)
Claims Outside the SFHA38 of 165
Most Recent ClaimSep 2019, rainfall accumulation, Hurricane Dorian
Flood Events
  • Tropical Storm Michael (Oct 2018), 17 claims
  • Hurricane Matthew (Oct 2016), 21 claims
  • Hurricane Irene (Aug 2011), 52 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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