Dare County property record for 905 W 3rd St, Kill Devil Hills, NC 27948 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 2002 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,000 (Nov 2025) |
| Tax Bill | $2,745 (2025) |
| Deeds & Mortgages | Nov 2007 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 988409162491 |
| Primary APN | 988409162491 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,963 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988409162491 |
|---|---|
| Old Parcel Number | 988409162491 |
| Street Address | 905 W 3RD ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 3 BLK: 14 SEC: PL: 2 SL: 216 |
| Legal Subdivision | CROATAN SHORES SUBDIV |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970200 |
Source: Dare County records · APN 988409162491
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2007 | Deed of Trust, Mortgage · ARM LOCAL GOVT FCU |
| Nov 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2025 · Amount on Record |
| Deed Sale | Nov 03, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2015 |
| Deed Document Number | 700154166 |
| Deed Book / Page | 2819 / 430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001750/040 |
|---|---|
| Date | Nov 26, 2007 |
| Book Page | 1750/040 |
| Instrument | 6231444 |
| Name | LOCAL GOVT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 20, 2007 |
| Change Frequency | 2 Years |
| Index | 1-Year T-Bill |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Nov 03, 2025 |
| Property Address | 905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190 |
| Document Number | 002819/430 |
| Book / Page | 2819 / 430 |
| Map Reference | MB 2 PG 137 |
| Instrument Date | Nov 03, 2025 |
| Instrument | 700154166 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190 |
| Name | Verified Name |
|---|---|
| Address | 905 W 3RD ST, KILL DEVIL HILLS, NC 27948-8190 |
| Document Number | 0700154167 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 700154167 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,745.00 (+8.8%) | $505,500 (+51.35%) Land $155,800 Building $349,700 | |
| 2023 | $2,523.00 | $334,000 Land $84,000 Building $250,000 | |
| 2020 | $505,500 Land $155,800 Building $349,700 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 159 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 159 in force 86 of 159 on primary residences |
| Nearby Flood Claims | 165 (1981–2019) |
| Claims Outside the SFHA | 38 of 165 |
| Most Recent Claim | Sep 2019, rainfall accumulation, Hurricane Dorian |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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