Schenectady County and Rotterdam Town property record for 905 Vischer Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1942 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Aug 2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.20-1-6 |
| Primary APN | 422800 48.20-1-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 905 VISCHER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PTS-194 & 195 R,2DM,BZY CENTR RLTY #2 2.-121-9 |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32700 |
905 Vischer Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Schenectady County and Rotterdam Town records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 843 EMMETT ST, SCHENECTADY, NY 12307-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2026 | Quit Claim Deed, Transfer CSC |
| Sep 9, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Deed Document Number | 202617299 |
| Deed Book / Page | 2176 / 982 |
| Prior Transfer Date | Oct 6, 2016 |
| Prior Transfer Doc | 0000051039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 905 VISCHER AVE, SCHENECTADY, NY 12306-3913 |
| Document Number | 0000017299 |
| Book / Page | 2176 / 982 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202617299 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 843 EMMETT ST, SCHENECTADY, NY 12307-1437 |
| Document Number | 0000017300, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202617300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 18, 2026 |
| Property Address | 905 VISCHER AVE, SCHENECTADY, NY 12306-3913 |
| Document Number | 0000013951 |
| Book / Page | 2174 / 192 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202613951 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | CSC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 VISCHER AVE, SCHENECTADY, NY 12306-3913 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2022 |
| Property Address | 905 VISCHER AVE, SCHENECTADY, NY 12306-3913 |
| Document Number | 0000048143 |
| Book / Page | 2092 / 641 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 202248143 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 GOEHRING LN, EVANS CITY, PA 16033-9311 |
| Name | Verified Name |
|---|---|
| Address | 92 SKYWAY DR, GLENVILLE, NY 12302-4146 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $138,000 Land $9,600 Building $128,400 | $212,300 Land $14,769 Building $197,531 |
| 2023 | $138,000 Land $9,600 Building $128,400 | $181,600 Land $12,633 Building $168,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 905 Vischer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 905 Vischer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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